After a rear-end collision, you may be facing medical treatment expenses for the injuries you sustained. Rear-end accidents are one of the most common types of car collisions on the road, and these types of accidents can cause serious injuries even at low speeds. You need to ensure you take appropriate steps after the accident so you don't struggle to pay for the care you need to recover.
Tips for Getting Medical Bills Paid After a Rear-End Crash
To help ensure that you are able to get your bills and costs covered when a collision happens, follow these basic tips:
- Know your insurance coverage. Florida is a no fault insurance state, and every driver has to buy personal injury protection coverage. PIP coverage should pay for medical bills up to policy limits, no matter who was at fault. Florida does not, however, require the purchase of liability coverage. Many drivers do buy liability insurance anyway. If another driver hit your vehicle from the rear and caused serious injuries, you can pursue a claim against him to pay for losses and his liability insurer should pay the bills.
- Obtain evidence from the crash scene. You want to be able to prove how the rear-end accident happened, especially if you hope to pursue a claim to try to get your medical bills paid by the other driver. Police reports will help you to prove how the accident happened, so contact authorities at the scene of the crash. You should also get the names of witnesses to the accident who can help explain what happened. There is a presumption the driver following the lead vehicle is responsible for hitting the lead vehicle from behind, but you still may need to prove whether the front driver did something to cause the crash.
- Document all of your injuries and medical costs. It is important to get medical help right after the accident so you can show your injuries definitely came from the crash. Your doctor should carefully document all injuries the collision caused you to experience, as well as treatments received and the cost of care.
- Get help dealing with the insurer. Insurance companies frequently try to get victims of car crashes to accept settlements which are for less money than the victims need to cover their costs and damages. Insurers may also try to deny legitimate claims which should be covered. It is helpful to have a legal professional dealing with the insurance company on your behalf.
Car crash injuries are very expensive and you don't want to compromise on care. Be sure you get the help you need to deal with the insurer, prove the extent of your injuries, and get all of your medical costs covered.